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FIRST PACTRUST BANCORP, INC.
610 Bay Boulevard
Chula Vista, California 91910
Phone: (619) 691-1519

E-mail: FPTB@pacifictrustbank.com

Investor Relations Information: Click here for detailed information about the Company, news releases, SEC filings, Company financial performance, the performance of First PacTrust Bancorp, Inc. common stock, as well as other information about the Company. You may also request to be notified by e-mail of any Company news or events, SEC filings, and/or the daily closing price for the Company's stock.

First PacTrust Bancorp, Inc. (Nasdaq: FPTB) is the holding company for Pacific Trust Bank. The date of incorporation of the Company is March 25, 2002. An Initial Public Offering for the stock of First PacTrust Bancorp, Inc. was completed on August 22, 2002, and the Company's common stock began trading on the Nasdaq National List under the symbol "FPTB" on August 23, 2002. The CUSIP number for the company's common stock is: 33589V 10 1.

FPTB Quotes from NASDAQInformation about the performance of the company and the stock is also accessible from Nasdaq by clicking on the Nasdaq link to the right:

Stock Investor Services:

Some stockholders may believe that information printed on their stock certificate has errors, or have other questions about their certificates: misspelled or incorrect addresses, or a change to their address; a misspelled name or incorrect titling of the stockholder; lost stock certificates or a missing dividend check; or what to do to divide, transfer or assign a portion of their stock to other family members, etc.

In every case, these questions and concerns can be answered by our stock's "Transfer Agent", Registrar and Transfer Company.

Stockholders with questions or concerns about their stock certificates and dividend payments, or who may need to make corrections or changes to the form of stock registration (certificate or book form), shareholder name, or address, should call Registrar and Transfer Company's toll-free Stockholder Customer Service phone number: (800) 368-5948.

The R&T Investor Relations Department operates Monday through Friday from 8:00am to 7:00pm (EST) -- that's up to 4:00 p.m. Pacific Time.

You can also make inquiries and request stockholder administration service via the Register and Transfer Company web site. This Internet service makes it fast and easy for you to initiate requests or actions relating to the stock you own.

Whether changing an address, replacing a lost certificate, or replacing a dividend check, the necessary steps, and forms are available online, and in many instances, the site permits you to complete the request online. Additional hardcopy documents or instruction are required by R&T for some actions to ensure security or meet other record keeping requirements. These instances will be noted with easy instructions or forms provided. If you have questions at anytime, you can e-mail R&T or call the R&T Investor Services Department.